We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Nearly 6 years done! Mortgage
ToriD29
Posts: 40 Forumite
I'm 6 years post bankruptcy discharge in April.
I've had a vanquis card for 5 years and just realised it hasn't been reporting to Experian, so need to check and see if it's been reporting to equifax. Is there any other lower interest rate credit card I might he eligible for now, that might report to Experian. O currently have a fair credit rating.
My br is not on Experian anymore, again need to check equifax.
Northern Rock are still showing my mortgage as defaulted after my br date, despite me writing to them as advised on here. I'm going to re-write to them this week.
My husband and I are hoping to buy a new house next year, abd I'm worried about how likely this will be for us with my br history? Does anyone have any ideas or have had a mortgage post br?
Thanks
I've had a vanquis card for 5 years and just realised it hasn't been reporting to Experian, so need to check and see if it's been reporting to equifax. Is there any other lower interest rate credit card I might he eligible for now, that might report to Experian. O currently have a fair credit rating.
My br is not on Experian anymore, again need to check equifax.
Northern Rock are still showing my mortgage as defaulted after my br date, despite me writing to them as advised on here. I'm going to re-write to them this week.
My husband and I are hoping to buy a new house next year, abd I'm worried about how likely this will be for us with my br history? Does anyone have any ideas or have had a mortgage post br?
Thanks
0
Comments
-
May help with the credit reporting.
https://forums.moneysavingexpert.com/discussion/4873346
As far as getting mortgages post BR, that is something I steer clear of but others may be able to help.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards