Frightened

bextas

I have spent 20 years with money problems burying my head in the ground. On Monday I had a letter from the police saying there was a warrant out for my arrest due to a parking fine I had completely forgotten about. The letter states I can give myself up and go to the court on Friday where I will be dealt with. I'm so scared I rang the warrant office who said I wouldn't be locked up but I'm so mortified yet again more stress and worry due to not paying my debts. I'm now out of work but have a few interviews lined up so hoping to be earning again soon. My partner works but we are both awful with money and this has been the eye opener I needed to sort it out. Calling step change now!!
Thanks for listening I have never felt so down and scared.

whitewing

Make sure you go to court and very well done on having the courage to phone and post here.

JasX

whitewing wrote: »

Make sure you go to court....

and also not forgetting to mention when there that your financial position is you are struggling with debt / to pay bills / have very little money spare each month after essentials and request the judge allow you to pay whatever they are after in managable installments.....

Bobarella

I haven't been in exactly your position but I do know what it's like to be scared to answer the phone and dread the post man bringing more letters.
Keep coming on here. There are so many good people who can help and support you. Really hope you can resolve your situation.

LJB290

Didn't want to read and run ....... log in here on a regular basis - the wealth of information, guidance and support is incredible and will really help you on your journey!

National_Debtline

Hi bextas

As the others have said, you’ve definitely done the right thing by facing up to this and seeking advice. The most important thing is to show willingness to pay based on how much you can afford, even if it's only a small amount for now. It’s good idea to prepare a statement of affairs to get an overview of your finances as the court will probably need that information, so take it with you. If you complete one through this link you can post it here to get some advice on it, as it needs to be realistic and sustainable:

www.stoozing.com/calculator/soa.php

James
@natdebtline

dancingfairy

This can be sorted, I'm sure. Get a rough soa/ budget dome and give national debtline a call. I think they are open until 9pm tonight so its not too late to get it sorted.
I would imagine the courts are not overly keen to lock people up but obviously they have to have a sanction. I would suggest you cooperate fully, be contrite, apologise for the ovesight and come up with a payment you can afford and stick to it. Whilst it may be tempting to promise the world it would probably be better to actually come up with something you can afford rather than promising something and not sticking to it which could cause more trouble.
Don't forget to phone national debtline for advice to get this sorted.
Df

whitewing

Hope you manage to get to court - it is really important that you attend.

All the best for today and well done again for facing big, scary things. There will be others reading your thread who will be inspired by you, whatever happens.

If you feel like it, we would love to know how you got on...

bextas

Thanks for all your lovely words and support. I was in tears this morning worrying about this. Anyway got there they confirmed on the computer I was in receipt of jsa took me into a room with a lovely lady who said £5 a week would come out of my benefits and I paid £20 today i am so so relieved I as hugging my little boy before nursery today actually scared I might not be there to pick him up!!
Thanks again guys now to sort out finances and get out of debt!! Xx

Bobarella

Oh good that is such a brilliant ending. Thanks for coming back to update. All the best!

National_Debtline

That's great news. Well done bextas!


James
@natdebtline