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Time and motivation?

hi, i know there have been threads with these kind of questions before but i am struggling. I find with 2 under 5s (not many compared to some!) studying, the house and a dh who has a very busy job with work to do in the evening - that some weeks it is so tricky to find the time to go on all the threads, and that is what keeps me motivated - i am back to not wanting to check my bank balance but have today and have written down my shopping, meal planned etc etc but how when can i keep this going.

Also it is such small steps - and over the summer my o/d has increased so instead of putting £566 from a challenge towards clearing a loan i have had to use it - so another demotivator.

so today i have started with it all again after being absent for a while - holidays out the way (house swaps so free and minimal spend away - thanks to tesco vouchers, and we do lots of free stuff!) i want to get back on track. I have to say i don't find money stuff easy

But you lot who have made huge chunks in debts for sustained periods of time HOw do you do it - what keeps you going and how do you find time amongst busy lives

sorry for ramble and thanks!

Comments

  • hi there - chin up, looks like you're doing great to me.

    Looks like you're good at challenges, so I'm sure you'll get started on another one soon. Once you're a DFW, you can't give it up :)

    I personally find coming back to this site really helps, even if it is to have a quick read of what's going on. I also try and spend a few minutes where I imagine myself being debt-free - that really helps!

    gtd
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
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