Cheque confusion!

MariaSmith_2

Sorry didn't know where to post this!
Basically I've written two cheques from
My account and realised there isn't enough money to cover them!
I've rung my bank to see if they were likely to go out tomorrow as if have to go to town to put money in...
She said they have not been presented yet...
So I said that's great il make sure there is money in by mon but she replied I need to get cash in today...
What does not presented mean? I assumed I'd have a couple of days from when they are presented?
Sorry bit rambley just wanted to avoid a trip to town with the kids! Thanks in advance x

redux

Correction: it's when the cheque is presented to your bank for payment.

The people with the cheques might pay it in at their bank any time, effectively the next working day if they pay in via a machine out of hours, and the process of that bank asking your bank for funds would then start, so depending on how well you know the payees you might phone up and ask whether they have paid in already or can wait a day or two.

~Beanie~

Presented actually means the day they debit your account, i.e they are presented to your bank for payment, not when the payee pays them in.

You do not have a couple of days after they are presented to pay funds in. Assuming they have not debited your account this morning, then they could possibly be presented tomorrow and therefore you need to pay money in to cover them today.