Waiting for OR interview

Djem6

Hi ,

We were made bankrupt on 23rd Nov and have a face to face interview on 16th Dec , we have a credit card which the payments are up to date on , next payment due tommorow , never been in any arrears with this , am I correct in saying we can't pay this now and it will be cancelled ?
Thanks

philnicandevan

You are indeed correct!

good luck with the interview (it wont be as bad as your thinking it will)

fermi

As phil says, any balance on the card at the date of your BR is a bankruptcy debt which you now have to let go into the bankruptcy.

Djem6

Thank you , we are dreading the interview, were were self employed up until a few months ago so are expecting a long and painful interview ! Just want to get it over with now !

philnicandevan

Djem6 wrote: »

Thank you , we are dreading the interview, were were self employed up until a few months ago so are expecting a long and painful interview ! Just want to get it over with now !

Its really not that bad...before the interview make some notes yourself if you have any questions..(helped me I forgot a few things on the day) while the interview goes on sometimes it'll go quiet while the examiner is making notes..dont fill the gaps with waffle!! :rotfl:

luvchocolate

Hi my face to face interview was fine, the examiner was very helpful
much better than I thought it would be...took 3 hours tho..complicated housing issue.

Soon be over for you, then enjoy Christmas x

Djem6

Thank you everyone for your replys it is much appreciated .

Rrushi_Shqiptar

I had mine back in 2010, He was a very friendly and understanding man.

He went into the reasons why I had been made BR by MBNA's collection agents (£895.00) he thought it was ridiculous esp now the other companies would not get their money. Anyway off topic a tad there.

Very friendly, never felt judged, he was able to get most of the information. Felt so much better afterwards and now I am always on top of my financial issues and so much better for it. I am sure you both will be fine.

I would ask questions and get the answers down on paper no question is a silly question in this situation.

Good Luck.

Good luck

albertmooka

Don't want to be a bearer of bad news , but I was also self employed and my first interview was ok but l had to attend a second interview and this time was awful. He was a complete so and so. This was 6 years ago, I had a BRO for 5 years and they're still hassling me now. I do get depressed about it. Hopefully you won't suffer the same fate. Good luck.

Djem6

Oh no! That sounds awful , do you mind me asking what he wanted to know from you , and what is he still hassling you for all this time later? I can't bear the thought of this hanging over us for as long as that !

Rrushi_Shqiptar

Hi, TBH, We attended our meeting as requested..I was made bankrupt by Arrow Global over a minor CC bill (under 1K) anyway......

No issue regarding the meeting. I believe this was done shortly done after the first interview. Just have paper work to back you up.