Robinson Way

Glitzer

Hi

I have received a letter this morning from Robinson Way Limited saying that MKDP LLP assigned rights, title and interest in respect of X account to Hoist Portfolio Holding 2 Limited (HPH2) who have appointed Robinson Way to manage the account.

The debt relates to over £3k to HSBC. I recall having a HSBC account many years ago, at least 6 years since I used it. I'm not entirely sure whether it was my own account or a joint one with my husband, if we formally closed it or how we would have run up over £3k on a current account.

My question is, which template letter is best to use? Do I send the "Prove it" letter or another one? Also, I'm aware that I shouldn't call them but could I email the letter or is always best to send via post?

It's a bit of a bolt out of the blue since we were doing so well to get our debts paid off, it would set us back a lot if I do owe this and still have to pay.

Thanks in advance.

sourcrates

Hi,

If your pretty sure at least 6 years have passed since you either made any payment, or acknowledged the account in writing, then you should send the statute barred letter, by good old snail mail !!!

Template letter here :

http://moneyawarecouk.c.presscdn.com/wp-content/uploads/Statute-barred-template-letter.pdf

Glitzer

sourcrates wrote: »

Hi,

If your pretty sure at least 6 years have passed since you either made any payment, or acknowledged the account in writing, then you should send the statute barred letter, by good old snail mail !!!

Template letter here :

http://moneyawarecouk.c.presscdn.com/wp-content/uploads/Statute-barred-template-letter.pdf

Thank you!

helping_good_people

If you are 100% sure about 6 years timeline then send them letter using this template. Just fill up your name, address, reference no, their address using this link

nationaldebtline.org/EW/sampleletters/Pages/Time%20has%20run%20out%20to%20recover%20the%20debt%20%28sole%20name%29.aspx

You can also chat with national debt line people. They are very helpful.

Use a recorded postal delivery to them to make sure you know when they received the letter. Also you need to keep all the copy of those letters to you just in case.

Hope it'll help.