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Charging Order Npower
kenchov1
Posts: 92 Forumite
Could I just ask for some advice. Wilkin Chapman have applied for a charging order for Npower Debt of £920
- I jointly own the house
- We still have 1/3 to pay mortage
Can they apply for sale of the house?
- I jointly own the house
- We still have 1/3 to pay mortage
Can they apply for sale of the house?
0
Comments
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Could I just ask for some advice. Wilkin Chapman have applied for a charging order for Npower Debt of £920
- I jointly own the house
- We still have 1/3 to pay mortage
Can they apply for sale of the house?
No they can't, as long as the debt is only in your name, an order for sale is very rare, and as your house is jointly owned they can only register a restriction, basically that will only be a problem should you want to sell the house in the future, but even then there is no obligation to settle the restriction first, so all a bit pointless really !!!!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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