Advice please

edited 30 November -1 at 1:00AM in Bankruptcy & Living With It
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Tracyamber27Tracyamber27 Forumite
1 Post
edited 30 November -1 at 1:00AM in Bankruptcy & Living With It
Hi all,
I have recently come to the conclusion that the only way I can sort out my debt problem is to file for bankruptcy. My problem is that I owe money to that many different companies and I don't know where to find out what I actually owe and to whom. Could anybody give me any ideas as to where I can get this information before I start talking to a debt advisor.


  • fermifermi Forumite
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    10,000 Posts Combo Breaker Intrepid Forum Explorer Rampant Recycler
    You can check your credit reports which may give you an idea, but not all debts may be listed, especially if they defaulted a long time ago or are not the type that report to the CRAs.

    All qualifying debts are legally covered by a bankruptcy whether you can remember them to list on the forms or not. Therefore, it's not a huge deal if you can't remember or list some, as when or if they do pop up they can just be added to the list.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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