Why do I not get regular statements for my NI contributions?

greenglide

I know of one person who got something like this. Did it give a breakdown of how the government spends it as well.

I assume it has been a trial or something similar which has been discontinued?

I have certainly never had one.

p00hsticks

greenglide wrote: »

I know of one person who got something like this. Did it give a breakdown of how the government spends it as well.

I assume it has been a trial or something similar which has been discontinued?

I have certainly never had one.

That's it.

According to the gov.uk link around 29 million taxpayers should get them - online if you do self assessment and by post if you're PAYE. There's no indication of it being a trial or of it only being for a sub-set of taxpayers.

https://www.gov.uk/guidance/annual-tax-summary#overview

mgdavid

Chomeur wrote: »

Yes I suppose you should keep all your pay slips for your entire working life. Unfortunately I haven't. Also if you pay contributions by direct debit and you have paperless statements from your bank it's going to be hard to ensure you have good records of payments.

Employer-provided P60s have a record of NI contribs as well.

You should keep electronic copies of paperless bank statements.
It is asking for trouble not bothering to keep important documents about your own financial affairs, not to say quite a bit stupid. When the chips are down excuses don't cut it.

greenglide

According to the gov.uk link around 29 million taxpayers should get them - online if you do self assessment and by post if you're PAYE. There's no indication of it being a trial or of it only being for a sub-set of taxpayers.

I wonder if the summary is actually only supplied to people who do not do self assessment? I do self assessment for my wife and I and we have never had a summary and I have never seen an option to get one.

I followed the
https://www.gov.uk/guidance/annual-tax-summary link to look at my "personal tax account" (I hadnt realised they had started these yet). It said I would need to use the .gov.uk verification site, which I am already enrolled for, but then I got a "Some of HMRC's digital services are currently down for scheduled maintenance". I get this on the "check your pension" site as well.

greenglide

Employer-provided P60s have a record of NI contribs as well.

Your P60 tells you how much your employer has deducted from your pay and claims to have paid to HMRC.

This doesnt help with telling you what contributions have actually been received by HMRC - it is the equivalent of never getting a statement from your bank account for many years and assuming everything has been credited correctly.

In the past being able to see what has been accrued in terms of GRAD / SERPS / S2P / GMP / COD etc would have been useful but with the ending of contracting out and all the AP schemes it is less valuable / complex.

Paul_Herring

p00hsticks wrote: »

I've just reviewed all the previous posts in this thread - am I really the only poster who received one of these after the end of the last tax year and can remember getting it (although I can't recall exactly when in the year it arrived) ?

I don't think you'll find many takers for the part of the Venn Diagram that represents "received one but can't remember getting it."

Nevertheless while I was aware of this particular piece of spin* (it doesn't count the taxes where the government double and treble dips in the form of excise duty and VAT for example) and I certainly didn't get one, nor was I directed as to where I could find mine online.


---

* Since it only covers part of the tax you pay, the "how your tax was spent" is pure spin and totally inaccurate.

t0rt0ise

p00hsticks wrote: »

That's it.

According to the gov.uk link around 29 million taxpayers should get them - online if you do self assessment and by post if you're PAYE. There's no indication of it being a trial or of it only being for a sub-set of taxpayers.

https://www.gov.uk/guidance/annual-tax-summary#overview

I got one and remember thinking "what a major waste of money that is" and throwing it in the recycling bin.

mgdavid

t0rt0ise wrote: »

I got one and remember thinking "what a major waste of money that is" and throwing it in the recycling bin.

which illustrates that the government and civil servants are damned if they do, and damned if they don't. :mad:

Paul_Herring

mgdavid wrote: »

which illustrates that [STRIKE]the government[/STRIKE] parliament and civil servants are damned if they do, and damned if they don't. :mad:

Perhaps if they didn't (blatently) fritter away our taxes and took less of them to begin with they might start being less damned.

Back in 2009, [MP Dawn Butler] was exposed in the expenses scandal for over-claiming £2,600 in rent for her constituency home.

She claimed claimed twice for the rent, deposit and charges relating to her second home.

Shamed Butler charged the taxpayer a whirlpool bath in a suite that cost £2,308.

She also claimed the full £23,000 second home allowance, despite her first home in Stratford being the same distance from Parliament.

See also: Kids Company.

colalba

hugheskevi wrote: »

You could use the service at https://www.tax.service.gov.uk/checkmystatepension

There is a rather arduous identity verification process, but once you wade through that you can get a breakdown of each year, and whether it was a qualifying year, contracted-out year, or whatever.

I did this yesterday ta. but couldn't see anywhere whether I was contracted out or not. I can see if I have full year contributions but not whether contracted out or not. Where is this to be found ?


I'd like to check as there was some admin confusion some years back and I'd like to check gov info matches mine.