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Ref applying for a cc to get £8.50 back from quidco

As some of you were aware, there was a thread on here this month about applying for a cc and you would get £8.50 cash back from quidco. Well for a laugh I decided to apply. I put that I had nil wages/income, and that I was unemployed. So imagine my utter horror when a card turned up with a £5k limit on it:eek: :eek: . And not even from the sub prime lender but from MBNA. How ON EARTH can this be responsible lending.

I will of course NOT be spending on the card. Indeed I won't even activate it. But to think that they could give me a card when I have no wages AND THEY KNOW THAT, with such a high limit is astounding.

They will be getting it back as soon as the cash back has validated....
chev
I want a job that is less than an hour driving away from my house! Are you listening universe?
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Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Oooh thanks for that... I'm off to apply! If they're stupid enough to give me a card then let them! lol!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • sweepster
    sweepster Posts: 448 Forumite
    Hiya ia
    Its the mbna cards i think i did it this month and the 8-50 tracked in a couple of hrs.
    sweepyxx
    Aim to be mortgage free by 2017
    MFW 2016 overpayments here we go again £10000
    :T:T:T:T:T
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    lol I got declined.. suprise suprise.. they obviously don't like housewives at mbna... :rotfl: Oh well couldn't care less as long as I get my £8.50! lol
    At least I made sure that I went through quidco for the one that said submitted application and not successful ;)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • mrsspendalot
    mrsspendalot Posts: 3,238 Forumite
    I applied too and it turned me down, but I do have a default which has yet to expire for non-payment of a credit card, lol, so I never expected to be accepted!! Got my £8.50 though
    Olympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015

    :j BabySpendalot arrived 26/6/11 :j
  • msmicawber
    msmicawber Posts: 1,962 Forumite
    Debt-free and Proud!
    Well, not working's obviously the way to get credit with them - I told them I was working and my card has a £700 limit on it!
    Debt at highest: £6,290.72 (14.2.1999)
    Debt free success date: 14.8.2006 :j
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I have applied and they would like to "discuss my application" on the phone - rang the number they gave to be told they are closed :rotfl:

    Oh well, if I get my £8.50 I will be happy, if I get a balance transfer away from my horrid egg card, I will be even happier.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    I got rejected, no surprise there, although I might be able to get an Aqua card at 495% interest or summat :rotfl:As long as I get my £8.50 I'll be happy :)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Whilst I am very glad to have given you a tip to get £8.50, I am still stunned that they would give someone a 5k limit, when they have put on the application form that they have NO income!

    Also don't ring them up. The cash back only tracks if you do the application soley online! I ignored them when they said to call and still got the card
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • My £8.50 tracked this morning.. anyone know if DH could do it through my quidco?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • spud30
    spud30 Posts: 16,872 Forumite
    My £8.50 tracked this morning.. anyone know if DH could do it through my quidco?

    I dont think so.

    Why dont you open a Quidco account for him, twice the offers ;)
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
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