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Cazmanian_minx's MFi3 diary

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  • Today is D-day. The deadline for offers on the house is at noon and we should hear either this afternoon or some time tomorrow whether our offer has been accepted or not.

    I sold something on Amazon yesterday :D OK, it was a book, not one of the umpteen CDs, but it's a start!

    AQA-ing is also going well, I've gone through my £50 target for the month and if I can answer another 120 questions by the end of the month, I'll just get to £100.

    I've been having a play with Egg's mortgage calculator this morning. If I want to pay this off in the remaining 2 and a half years of the challenge, I need to be overpaying £700 a month :eek: Which I'm not! At the moment I'm overpaying £250 a month (ish) but I worked out that if I add in the £200 a month OH is paying me back, which at the moment is getting my off-set savings back up to £5k, plus £100 a month AQA then I only need to find another £150 a month to be there. And that's do-able :j

    Caz
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    I'm sure that all MSE fingers are well and truely crossed for you!
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • Kaz2904
    Kaz2904 Posts: 5,797 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    I'm hoping that no news is good news?
    Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.
    MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.
    2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good luck! Fingers crossed for you!!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • Kaz2904 wrote: »
    I'm hoping that no news is good news?

    So are we! Not heard anything and won't do today now, as the solicitor shut at 5 :(

    Two possibilities - 1) someone has put in a larger bid than ours and the selling solicitor hasn't got round to contacting the losers yet, 2) we're the only bidders but haven't offered as much as they were hoping and they're sleeping on it.

    That's another sleepless night here then...!

    Caz
  • ~daisy~_2
    ~daisy~_2 Posts: 2,566 Forumite
    oh you poor things - have wine - it always helps :)
    :j MFi3 wannabee :j
    mortgage owing 04.07 £36,000
    mortgage owing 07.10 £0 !!!!
  • I think we've just bought a house :j :j :j :j :j :j :j :j

    It's a slightly difficult situation - the owner is elderly and his family have been liaising with the solicitors, so they have to go and visit him in his care home, explain everything to him and get his signature before our offer is formally accepted, but they've told us to go ahead and get the surveyor to go in and we'll hopefully have it sorted by next week.

    Caz
  • Congrats, that's great news!

    :A
    I want to move to theory. Everything works in theory.
  • Well done :) Super news!
  • ~daisy~_2
    ~daisy~_2 Posts: 2,566 Forumite
    yaay congrats !! :)
    :j MFi3 wannabee :j
    mortgage owing 04.07 £36,000
    mortgage owing 07.10 £0 !!!!
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