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Dental insurance

I had tooth sensitivity which my dentist suggested needs a root canal filling, which can't be done on the NHS - says the NHS regard keeping hold of back teeth as 'cosmetic' - she would refer me to a specialisit and it would cost £600. Yikes.
She has gave me antibiotics to see if that clears it up and I am praying it does, and thinking I should get some dental insurance. Or is it too late? Does the fact that this tooth has had a problem mean it won't be covered in future?
Thanks in advance for your help.

Comments

  • 73 views and no replies. Is this normal or have I put this in the wrong place, maybe it should be with other insurance questions rather than other questions about dentists? If so can anyone tell me how to move it please?
  • sheramber
    sheramber Posts: 23,297 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    My husband had a crown done on a back molar under the NHS 6 months ago so not correct that keeping back teeth is considered cosmetic.
  • brook2jack
    brook2jack Posts: 4,563 Forumite
    If op is in Northern Ireland then you have to apply for prior approval so this treatment may not be available in NI on the NHS , elsewhere yes it is.

    Dental insurance schemes like de plan won't cover for existing problems , and this tooth has an existing problem . Cash back schemes will pay out on existing problems but probably no where near full cost of treatment.
  • I'm in Surrey. I have asked her to clarify, given what you said, and she says she will try referring me for the root filling to an nhs hospital, since that's the only place you will find the equipment (a microscope) needed. But she thinks the request will be rejected (because it's not high priority being a back tooth) and the only nhs option will be extraction. I'll wait and see, thanks for your comments.
    Is it just me or is it hard to find a forum post, I've taken so long to reply because I couldn't get back here easily!
  • brook2jack
    brook2jack Posts: 4,563 Forumite
    If it is a molar tooth and difficult to root fill then a specialist endodontist is needed and it is virtually impossible to be referred on the NHS for specialist endodontics particularly on a back tooth.

    In which case your only option is a private specialist.
  • pollypenny
    pollypenny Posts: 29,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My dentist told me that she could do the much needed root canal treatment on the NHS. However, the best chance of it succeeding would be with a specialist, privately.

    Well worth it as the treatment was not at all painful and I have the final, permanent filling tomorrow.
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Im a coward and very impatient.


    Just get it extracted .....
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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