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A huge thank you

I have gone from counting down the months to counting down the weeks and then the days and now it is just hours until midnight tonight when I will be discharged without an IPA. That will be it. The bankruptcy in my past and not having to think about emailing someone to report any change of circumstances.

I wanted to say a huge thank you to those who have helped me directly on here, patiently answering questions and giving non-judgemental advice, and to those who have helped indirectly by posting their own questions and experiences.

I come back here daily to read what people have put and now I've been through it I will certainly keep coming back and will try to help others where I can. This forum is invaluable for anyone in this situation.

To those at the start of their bankruptcy journey or to those considering it I just want to say it really isn't as bad as you may be imagining. Yes it's certainly no fun and does place restrictions on you, but you will be amazed how fast the 12 months goes and the relief once you've done it.

Good luck to anyone considering bankruptcy, things are usually already rock bottom if you have to consider it and the only way really is up.

A genuine heartfelt massive thank you to everyone else who contributes on here.
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