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Bankruptcy appointment looming
KeepOnKnitting
Posts: 863 Forumite
I've got this booked for the 12th and I'm fairly nervous, for no special reason really.
I've pretty much taken all my cash out of the bank as not only will I have to pay the £700 fees, but I also have to get my car repaired that day so I need the money out in case they freeze the account. It would usually be my pay day as well but I have asked my employer to pay me a week late this time as I am irrationally terrified that the account will be frozen and I'll be left unable to eat or get to work. It is a coop cashminder, but even so I'm just anxious.
Am I being too cautious or is there something more I should do?
I've pretty much taken all my cash out of the bank as not only will I have to pay the £700 fees, but I also have to get my car repaired that day so I need the money out in case they freeze the account. It would usually be my pay day as well but I have asked my employer to pay me a week late this time as I am irrationally terrified that the account will be frozen and I'll be left unable to eat or get to work. It is a coop cashminder, but even so I'm just anxious.
Am I being too cautious or is there something more I should do?
Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 12
April take lunch to work goal - 3 of 12
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Comments
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Probably are being too cautious, but no harm done, and if it puts your mind at rest then
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Which bank do you have an account with?
And I should learn not to post in a rush while trying to get out of the door in the morning.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0 -
Don't worry - Co-op Cashminder accounts aren't even frozen.0
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Today is the day. Not sure I can manage breakfast, or even coffee.
Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 120 -
KeepOnKnitting wrote: »Today is the day. Not sure I can manage breakfast, or even coffee.
I understand your nerves but you will be fine, over in a flash and you can have a hearty breakfast afterward. Good luck "Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety". - Benjamin Franklin0 -
LoveLifeAgain wrote: »I understand your nerves but you will be fine, over in a flash and you can have a hearty breakfast afterward. Good luck
It was. You are right. Still not sure I feel much like eating, but it is done and dusted now.Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 120 -
KeepOnKnitting wrote: »It was. You are right. Still not sure I feel much like eating, but it is done and dusted now.
The anticipation of the unknown is the worst, it will all come nicely together soon. :beer:"Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety". - Benjamin Franklin0 -
OR interview by telephone today. All sorts of shades of nervous again. I used to not be phased by anything when I was younger, but these days I get illogical anxious for no sensible reason. I can't wait for this bit to be done.Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 120 -
Hope that went OK?Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Yes it went OK. OR decided that my zero-hours income is too unstable at this point for a payment plan to be set. Review in 3 months, although she said that it would be more like April by the time they got to it. I asked if I should save any money for this, and she suggested I keep any extra back from Feb onwards. Also suggested I should add more to my budget for clothes.
Now I just have to stress about not earning too much for the next three-five months!Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 120
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