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Mortgage after IVA

Options
HI all,

How long after completing an IVA would I have to wait to get a Mortgage.

I will have £12000 for a deposit, I earn £40000 before TAX, with no loans or credit cards.

I am a key worker...what are my options

Thanks

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    There are some lenders that could look at a mortgage for you while you have an IVA - the rates will vary with the lenders depending on how they class you in terms of advers history

    YOu will also need to have conducted the IVA satisfactorily and may need a letter to that effect
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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