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24.8.07 what small DFW thing will you do or have you done today?
hypno06
Posts: 32,296 Forumite
Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:
TGI Friday!!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
TGI Friday!!!!! :cool:
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
So, today I will:
- do piggy comps, clicks and surveys
- shop around for the best value school uniform
- check online banking and update spreadsheet
- do storecupboard meal
- do a couple of small matched bets
- hope that one thing sells on ebay that ends today, currently 0 bids though
- list at least two more things on ebay/amazon
- be positive
- send off for some freebies from the freebies board
- keep working on my new budgets :eek:
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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I've done my spreadsheets, and as I thought August was terrible. On a positive note :rolleyes: our debt has reduced, but by only £305
. September is looking much better........
So today:
- piggy & quidco clicks done.
- I bought a book in a new DFW way.
Having wanted it for some time I then checked the prices on-line and found Waterstones and Foyles had it £1.50 cheaper than Amazon, but Quidco cashback was 1% better on Foyles and there was no delivery charge on one book. So different from my pre-LBM when I'd have bought 3 or 4 books to get free delivery from Amazon. No price comparison, no "do you need/want or can afford it" mantra :rotfl:
- I'm going to think more positively as nasty August rolls to an end. September = a new start.
- Choux Gallette (sp?) for supper. (cabbage pie, though sounds better in French
) 0 -
morning all
not been around these parts for a while but today i will do
check onlilne bank accounts and sweep any odd pennies etc over to savings account
make my own bread
store cupboard meal tonight
hang washing out on line
cant think of anything else
have a great and frugal day everyone
tooties:j0 -
GOOD MORNING EVERYONE:hello:
Well its not raining here for once :j and wouldnt you know it...i have no washing to do!!!! i didnt think it was going to give up so i got all my washing dried on the airer in the laundry room :rolleyes: .....
Hubby left for work with a pasta salad for lunch (left over from last night :T )... at one time i would have piled it on our plates....but as i am watching my weight...sorry OUR weight and our purse strings i was good:A
Im still remembering to turn things off that arent being used...
I havent quite decided on tea tonight, but i think i may make callzone(sp)
And i have sorted out all the bottles to be returned to the supermarket so i can get my deposits back :T ... thats about 10 euros or £7.00
well everyone, have a good one :j-6 -8 -3 -1.5 -2.5 -3 -1.5-3.50 -
Hooray, it's Friday! Lovely day here

Today I have/will...
- done a detailed budget for the month (well that was last night actually), it's a little bit scary but do-able, especially if the stuff I've got on eBay sells OK
- brought leftovers for lunch.. curry and noodles.. mmmmm
- going out for a meal and drinks later and have already checked the restaurant menu online to work out roughly what it'll cost, am also planning to have a few soft drinks to cut down what I spend (this is really unlike me, but I guess it's a good change!)
- put some credit on my 'old' mobile so I get free texts next month, this works out cheaper than using my new one for texts, although it's a bit of a pain having to use two! :rolleyes: It's put me waaaay over my weekly budget but will hopefully mean savings later in the month.
- just off to check my eBay stuff!
Have a good day! :cool:Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0 -
Evening,
Not a huge amount today but I have:
* Checked quotes for house insurance renewals, gonna do them seperately and get £35 and £70 cashback from Quidco
*Haven't used dishwasher or tumble dryer
*Checked progress on ebay lots, finishing tomorrow so hopefully some more pennies
*Done clicks, comps, searches and surveys0 -
Hi all,
Things for today:
Spent £0.10 in Boots (rest paid with points/ gift card)
2 x Andrex toilet rolls (£2.25 and BOFOG - used £2 coupon)
1 x Dove handwash (£0.63 - used £0.50 coupon)
1 x childrens curtains (£7.50)
Got 1 x £5 skincare voucher and found another one. Also found a £2 digital prints voucher.
In M&S used gift voucher for Woman mag and D Star paper.
Have done my rpoints and mutual points clicks so far.Tesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
Boots points: £0.28
Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
Mutual points: 3417 (redeemed 8250)
Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)0 -
hi guys today i have
got a payrise woohooo
told oh "no, u r not having any more money" lol
got some free clothes from my mum who is 10 times trendier than me!
bought some food and made tea rather than the normal take away!LBM 29/07/ 07
TOTAL DEBT: [strike]3300[/strike]1500
DFD: Aug '08
:rudolf:Pesky Xmas Savings Challenge: 62/500 No.006 Of Lucys Party Season Challenge 14/09/07: 4.5:mad:/28lbs:xmassmile
Official DFW Nerd Club No.641
Proud To Be Dealing With My Debts0 -
Today I:
Took pasta/tuna/bean thing in for lunch
Managed to resist chocolate so had a NSD :j
Worked on budgets and have got OH round to my ideas a bit
done clicks/surveysInitial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
Today I
Spent £14 on a much needed haircut, more expensive than the £5 college charges but cheaper because I didn't have it dried
Spent £8.50 in charity shop on 3 tops for me, well happy as they never have anything in my size and to get 3 items is amazing
Bought BOGOF Pepsi to go with our chippy tea - oops
Did 3 loads of washing blowing on the line on not in tumble drier
Found 5 jobs to apply for, fingers crossed I get one of them!0 -
Asked OH to trim my hair as I was starting to look like an afghan hound
Checked all my accounts online
Updated spreadsheets
Hung washing on line
OH and I cooked really cheap tea (pasta bake with home made tomato sauce - yum)Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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