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1 debt cleared
cheepskate_2
Posts: 1,669 Forumite
Been a little lurker here for a while, but never had anything interesting to add.
BUT now got rid of 1 visa was at £2000, about March and was paying it off £60.00 per month (on a 0% ) .
Decided i wanted rid of it cos we are pretty streched financially. With a little bit of effort , and NO buying things that wern't necessities finally done it.
Hubby complaining that we can put all this money into a visa , but i cant give him extra(he already gets £50 amonth pocket money.) to go to extra footy games.
Just wanted to say how fantastic it feels to look at my spreadsheet and it says cleared.
Now onto the other one £1869.00, hope to have it cleared by april( unfortunetly xmas comes by)
Then onto the car , fantastic to get a new car (1 st one rest were about 6 years old when bought ) but never again, just hate the financial commitment for it.
Just like to say a big thank you to all who post here as it gives you the incentive to get out of debt , and to know that helf the things we buy we dont need/use/really want
Thanks
BUT now got rid of 1 visa was at £2000, about March and was paying it off £60.00 per month (on a 0% ) .
Decided i wanted rid of it cos we are pretty streched financially. With a little bit of effort , and NO buying things that wern't necessities finally done it.
Hubby complaining that we can put all this money into a visa , but i cant give him extra(he already gets £50 amonth pocket money.) to go to extra footy games.
Just wanted to say how fantastic it feels to look at my spreadsheet and it says cleared.
Now onto the other one £1869.00, hope to have it cleared by april( unfortunetly xmas comes by)
Then onto the car , fantastic to get a new car (1 st one rest were about 6 years old when bought ) but never again, just hate the financial commitment for it.
Just like to say a big thank you to all who post here as it gives you the incentive to get out of debt , and to know that helf the things we buy we dont need/use/really want
Thanks
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Comments
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well done that's a great effort bet you'll tackle the next one with no problem!0
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WHat a boost for you.
Well done!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
congratulations i have many more to clear too, good luck with the resti will be debt free, i will0
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Well done, it's great motivation for clearing the next one.:T2026 Decluttering 3982⭐️⭐️
2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️0 -
Well Done:j
Its such a great feeling when you can clear a debt:TPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
You've done really well! Especially as hubby was trying to get you to give him more money instead! You should feel really pleased with yourself. Onwards and upwards!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well done :T :T :T
That's brilliant
Debt as of LBM (August 2007) - about £4500
Card 1 - £3447.23Card 2 - £1000.00I will be debt free for my 35th birthday (April 2010 :j :j ) - DFD - December 20090 -
Well done cheepskate! This should give you the motivation to clear some more, and now you know how good it feels to see that "zero" on your spreadsheet :beer:MFiT number 21Current mortgage £87,914 (0.78%)0
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well done I love that speadsheet feeling!:j0
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Well done, heres to all of us clearing all we owe with the help of mse; and all of you .DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160
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