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1 debt cleared

Been a little lurker here for a while, but never had anything interesting to add.

BUT now got rid of 1 visa was at £2000, about March and was paying it off £60.00 per month (on a 0% ) .
Decided i wanted rid of it cos we are pretty streched financially. With a little bit of effort , and NO buying things that wern't necessities finally done it.
Hubby complaining that we can put all this money into a visa , but i cant give him extra(he already gets £50 amonth pocket money.) to go to extra footy games.

Just wanted to say how fantastic it feels to look at my spreadsheet and it says cleared.

Now onto the other one £1869.00, hope to have it cleared by april( unfortunetly xmas comes by)
Then onto the car , fantastic to get a new car (1 st one rest were about 6 years old when bought ) but never again, just hate the financial commitment for it.

Just like to say a big thank you to all who post here as it gives you the incentive to get out of debt , and to know that helf the things we buy we dont need/use/really want

Thanks
«1

Comments

  • evab_2
    evab_2 Posts: 2,336 Forumite
    well done that's a great effort bet you'll tackle the next one with no problem!
  • beanielou
    beanielou Posts: 99,100 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    WHat a boost for you.
    Well done!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • skintas_2
    skintas_2 Posts: 1,679 Forumite
    congratulations i have many more to clear too, good luck with the rest
    i will be debt free, i will
  • Well done, it's great motivation for clearing the next one.:T
    2026 Decluttering 3982⭐️⭐️
    2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Well Done:j

    Its such a great feeling when you can clear a debt:T
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • You've done really well! Especially as hubby was trying to get you to give him more money instead! You should feel really pleased with yourself. Onwards and upwards!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well done :T :T :T

    That's brilliant :)
    Debt as of LBM (August 2007) - about £4500 :(
    Card 1 - £3447.23
    Card 2 - £1000.00
    I will be debt free for my 35th birthday (April 2010 :j :j ) - DFD - December 2009
  • sallyb17
    sallyb17 Posts: 36 Forumite
    Uniform Washer
    Well done cheepskate! This should give you the motivation to clear some more, and now you know how good it feels to see that "zero" on your spreadsheet :beer:
    MFiT number 21
    Current mortgage £87,914 (0.78%)
  • inthegreen
    inthegreen Posts: 170 Forumite
    well done I love that speadsheet feeling!:j
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    Well done, heres to all of us clearing all we owe with the help of mse; and all of you .
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
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