We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Returned £1 postal order CCA, twice!
traceydc49
Posts: 92 Forumite
Good morning all,
I have received a letter from PRA Group. They have returned my payment of £1, twice, although 1st time was because I entered the wrong account no, in error. This time, although the letter states they have requested the information for CCA, they have still returned the £1. Is this a stalling method, is, no obligation to proceed, or something more sinister like trying to obtain a CO? Excuse me being paranoid, but as everyone on this forum has had nightmare situations with creditors, just wondering if its another underhand tactic? Thanks in advance for any thoughts Tracey
I have received a letter from PRA Group. They have returned my payment of £1, twice, although 1st time was because I entered the wrong account no, in error. This time, although the letter states they have requested the information for CCA, they have still returned the £1. Is this a stalling method, is, no obligation to proceed, or something more sinister like trying to obtain a CO? Excuse me being paranoid, but as everyone on this forum has had nightmare situations with creditors, just wondering if its another underhand tactic? Thanks in advance for any thoughts Tracey
0
Comments
-
It's more than likely they know they have no chance of obtaining the CCA you have requested."There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock0
-
Nothing to be concerned about Tracy.
Different creditors have different policies for dealing with certain issues, the £1 fee is sometimes waved by some creditors, because its there policy to do so.
Its nothing sinister, I have heard of this happening before, if they have requested the info from the OC then it should progress nicely !!!!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards