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Rebuilding credit after Bankruptcy
Ja4445
Posts: 4 Newbie
I'm not quite sure if I'm posting in the correct place!
I was declared bankrupt in December 09 this was discharged a year later. My bankruptcy should drop of my credit file this year. I did get a BRU for 3 years and this should come off my file October 16. I'm just looking for advise for rebuilding credit, the goal is to get a mortgage within the next few years, my current house mortgage is just in my partners name we would like a bigger house in the future. I used the compare the market soft checker to see if I could get a bad credit card and it basically said 0% change of getting any card. However I did Apply for a Capital One Card and A Barclaycard initial and I was accepted for both, I nearly fell of the chair lol. Limits of £1500 on Cap 1 and £400 on barclaycard. Will these 2 cards be enough to start rebuilding or should I try for an AQUA card as well? I have an 02 contract on my file as well that's been there for 7 years or so. I've also sent of letters to clean up my file as there are accounts still active with the wrong default dates.
I was declared bankrupt in December 09 this was discharged a year later. My bankruptcy should drop of my credit file this year. I did get a BRU for 3 years and this should come off my file October 16. I'm just looking for advise for rebuilding credit, the goal is to get a mortgage within the next few years, my current house mortgage is just in my partners name we would like a bigger house in the future. I used the compare the market soft checker to see if I could get a bad credit card and it basically said 0% change of getting any card. However I did Apply for a Capital One Card and A Barclaycard initial and I was accepted for both, I nearly fell of the chair lol. Limits of £1500 on Cap 1 and £400 on barclaycard. Will these 2 cards be enough to start rebuilding or should I try for an AQUA card as well? I have an 02 contract on my file as well that's been there for 7 years or so. I've also sent of letters to clean up my file as there are accounts still active with the wrong default dates.
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