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Credit Agencies

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If I want to know what credit agency, e.g. experian, credit credit, etc a company uses when assessing me how do I go about finding out.

Are the company obliged to let me know?

Cheers
Martin

Comments

  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You will have to search the forum for it but there is a thread listing which agency lenders/companies use.
  • nyermen
    nyermen Posts: 1,139 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Can't find newer than this, though I thought there was...
    https://forums.moneysavingexpert.com/discussion/2419785

    Please take it with a pinch of salt - we all shop & change to the best deal, I'm sure the banks do the same.
    Peter

    Debt free - finally finished paying off £20k + Interest.
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    I recently applied for a loan with Tesco Bank and they used Callcredit for the hard search.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
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