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Mortgage Fee
saraha1_2
Posts: 1 Newbie
Hi
I have just rang Northern Rock to add my partner onto the mortgage and they want to charge me 2 fees, one of £90 to cover the solicitors costs in getting the deeds changed and the other of £175 to cover their admin costs (they won't give me a brakedown of what the 2nd charge covers until the process is complete).
Does anyone think that it's worth trying to claim the 2nd charge back ? I've already rang and asked them to waiver it but they refused.
Thanks
I have just rang Northern Rock to add my partner onto the mortgage and they want to charge me 2 fees, one of £90 to cover the solicitors costs in getting the deeds changed and the other of £175 to cover their admin costs (they won't give me a brakedown of what the 2nd charge covers until the process is complete).
Does anyone think that it's worth trying to claim the 2nd charge back ? I've already rang and asked them to waiver it but they refused.
Thanks
0
Comments
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I'm confused - why should they waive it?Gone ... or have I?0
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What part of the fee is not fair, legal or completely transparent?
Why should they work for free?0 -
Cannot see anything wrong with the fees. Someone has to pay for your costs and its only fair that you do so.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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The £90 certainly sounds cheap and the £175 is a reasonable cost that most lenders charge0
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