Strange question about mortgage.

FTB12

Hello,

I am applying for a voluntary role in the police, and i am at the 'pre employment checks' stage. This includes a credit check for the likes of bankruptcy, CCJ, etc.

The question i have is, When the police do these checks what kind of credit check will they do? and will it affect my mortgage?

I'm asking this as i'm right in the middle of buying a house and have had a mortgage approved and just don't want anything to damage my credit file before i actually receive the funds as the mortgage company may do one last credit check before they release the funds. (is that correct?)

In my head it shouldn't affect anything as i'm not applying for credit, its just the police searching my credit history.

Does anyone have any idea?

Many thanks!

David_White

It might pose a question regarding your employment, but other than that the credit check alone wouldn't be a problem.

Good luck with your volunteering

FTB12

Thanks for the reply and the well wishes

Really hope it doesn't cause a problem! Applied a while ago and the everything happened all at the same time!

DoryB

I'm just through too training for the same and I have a mortgage. No one has even mentioned it from what I gather they want to check you to see how much debt you may have. The vetting process is very secretive so I don't think many people know what it actually entails.

Good luck with the role.

FTB12

Thanks DoryB, I have heard how secretive the vetting process is!

Thanks and good luck with your training!