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Sequestration. Where to start?

Hi.

I live in Scotland and am thinking about becoming bankrupt,or sequestration as it's called here. I've been dealing with a firm called Mackenzie and Stuart in Glasgow who tell me sequestration is the best way to get out of my debts, which is fine. But I need to pay £125 per month for 4 years, or rather have someone pay £125 on my behalf. I thought this was fine until I heard someone say that I shouldn't have to be paying this amount of money.

Just wondering if I do need to pay this, or is it their charge for the service?

Comments

  • Flm67
    Flm67 Posts: 62 Forumite
    I also live in Scotland and have been through this. It looks like they are a debt management company and probably will charge you a fee. Do you have this amount free after paying all your expenses? If I were you I would go to citizens advice and get some advice before you do anything. Or go to one of the free ones. Hope this helps?
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please contact the Money Advice Service or your local CAB they will give you impartial advice

    http://www.moneyadvicescotland.org.uk/find-adviser

    Some more info here.

    http://www.aib.gov.uk/
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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