advice needed r.e paying off car finance please!

CLAPTON

ladypenelope25 wrote: »

Thanks but not really very helpful we were asking for advice not opinion s !!! don t really understand how creditors would see debt of 6,000 plus 4,200 as intending to pay off outstanding credit with loan. Debt is not unsatisfied as explained it is a dispute which is now being paid, not our fault phone company s failure to uphold contractual agreement. in answer to your question would i lend money to someone like that i d probably work out that the person applying for credit could afford to pay off any loan taken and was trying to sort their finances out. Loans are so impersonal now and just go on computer generated scores instead of taking into account individual s personal circumstances. Do you think that this system is fair???

I'm glad you have now sorted your loan out.

It seems you did not find my post helpful.
In fact I was trying to help you understand how a bank (and especially an automated system ) would view your application. But there you go.

Lizzy

Well done I am pleased for you .

I was wondering why you never just sold the car to pay it off if you were selling it anyway. But I remember somewhere that you can not sell a car with finance on it.

Wasn't that so much nicer than a call centre, "The computer say's no !!!!".:eek:

:T