A 'little' sanity in my mad world

betterlatethannever

Opened a Halifax basic account a few weeks before Br and today it was frozen by them and i can't have it back:mad: tomorrow my wages are SUPPOSED to be paid in there, instead they will be floating around in 'bank computer space' until after the bank holiday.:mad:
This afternoon i decided i would trawl the local banks and see if any would offer me an account. First visit, Barclays. Accepted straight away, no problems, get a cash card (though it can't be used in shops, but thats probably a good thing). The people in there were lovely and really sweet to me.
I've panicked constantly about gettin a new bank account and it was so easy.:T
The other bit i had been dreading was my name going int he paper, well its in today and i care little or non:rolleyes:
Anyway this is more of a gripe/chance to let others know you can get bank accounts and quite easily as i know its a question asked a lot.

philnicandamy

Really pleased all went well for ya! just shows though barclays were one of my creditors & became a bit of a pain in the bum BUT still offered me a basic account (pity i'd gone with the co-op instead)
I still havent seen my name in the paper & i'm coming up on nearly 6mnths (come on early discharge pleeeeeeeeeeeeeeeeeeeeeeease!!!!)

anyhow whats the saying? todays news...tomorrows chip wrappers!

debt_doctor

,Good for you BETTER !! Your life will be soooooooooo much better now ! In my work as a debt case worker for the CAB Iknow what a relief bankruptcy is. For others reading ,the 3 banks that will accept undischarged bankrupts are Barclays, Co op and Nationwide.

Best wishes Better

tigerfeet2006

debt_doctor wrote: »

,Good for you BETTER !! Your life will be soooooooooo much better now ! In my work as a debt case worker for the CAB Iknow what a relief bankruptcy is. For others reading ,the 3 banks that will accept undischarged bankrupts are Barclays, Co op and Nationwide.

Best wishes Better

I have a feeling that Nationwide are no longer accepting undischarged BR's. I'm sure someone will correct me if I am wrong.

nicky7175

I dont think nationwide are accepting bankrupts now, think they changed their policy a few weeks ago. I was lucky opened a nationwide account a couple of week before going bankrupt and was allowed to keep it open

debt_doctor

ThanksTigerfeet and Nicky - ill check that out when I get back to work on Wed - Hope its not the case, cant understand why banks dont realise that bankrupts dont ever want to be in that situation again, probably model customers for the future - mind you they cant make money out of people like that !!

Cheers

fermi

debt_doctor wrote: »

ThanksTigerfeet and Nicky - ill check that out when I get back to work on Wed - Hope its not the case, cant understand why banks dont realise that bankrupts dont ever want to be in that situation again, probably model customers for the future - mind you they cant make money out of people like that !!

Cheers

Can you post what you find out on the thread below?:

http://forums.moneysavingexpert.com/showthread.html?t=493068

Keeps any definite info on this on the same thread.:)

worried123

Hi,

I was given a cash card account by Barclays too - even though Barclaycard are one of my creditors - however, I still have this fear that when Barclaycard know that I am bankrupt - (a phone call from them today that I did not answer - it seems to be taking an age for my creditors to be informed)....my fear is they will then close my new cash card account.....although I must confess that absolutely everything that I worried about concerning bankruptcy has turned out okay in the end....

Betterlatethanever, I bet you were panicking when those nice people at the Halifax closed your a/c....I am so pleased that Barclays came to the rescue...If you think about it, they have nothing to lose by offering insolvent people a cash card a/c.......

Best wishes - hope all are doing okay.