Time to stop kidding myself- the party's over.

Badpenny2015

Thanks everyone! I can't believe it, I downloaded the N power app last week but hadn't got around to entering my meter readings, well I entered them tonight and according to the app I am now £522 in credit�� this can't be right- can it? I am made up if this is the case but I'm being cautious in case it's s mistake, I'll enter my readings again next week and see what's what. Not such good news was my car insurance renewal came today £862, no way am I paying this and I got a shock when is saw the apr 20.9% for paying monthly! This is how I normally pay, but I'm going to see if I can squeeze the budget this month to pay it in one go, never done that before but I recon I should be able to get a deal for less than £500. Also just paid £60 of my barclaycard from my eBay sales! Feel like I'm on s roll! Oh and on nsd number 5!!

mumstheword***

Yay!!! Keep up the momentum!!!

Badpenny2015

Horrific day in work today, was aiming for another nsd but needed comfort food and a bottle of wine so £11 spent on way home. I'm struggling a bit today. Pay day tomorrow but just feel a bit flat, the road just feels to long.

LittleMissDetermined

I'm sat with a glass of wine in my PJ's if that makes you feel better? We all have rubbish days when we need some help to de-stress....

:beer:

Badpenny2015

Some good news! Payday on Friday and I recieved a bonus! I was half expecting it but wasn't sure if it was going to come this year or early 2016, so I have an addional 1k to throw at the debt, I have thought about paying for my car insurance in 1 go but think it will give me a bit of a boost to see a big chunk off my Barclay card so that will be transferred over today!

Acievements for last week,
Lunch from home every day.
eBay sales of £50 paid to cc
Finding out I was in credit with gas/electric
5 no spend days.
Goals for coming week
Aim for 3 no spend days
Pay of 1k bonus to cc
Lunch from home every day
No top up shops through the week
Make a list for next weekends food shop and stick to budget of £85
Enter Meter readings
Keep heating turned low

Plans for today - not much, might do a meal plan for next week, research cheaper car insurance, got some stuff ending on eBay tonight but don't think I'm going to make much from it, OH is treating me to the cinema this evening so need to keep control of the spend on snacks .:)

Kitten868

I'm glad you're off to a good start! Going in the right direction well done you. X