Debt still 'active' after BR

Melwils80

Hello there, hoping someone can give me some advice. I had to declare bankruptcy after getting into too much personal debt, I filed at the beginning of this year, I had a call from the official receiver, sent what paperwork I had and that was the last I heard. I had 4 debtors nationwide overdraft and credit card, barclaycard, next and very catalogues. Although I was until recently getting calls from barclaycard and nationwide these have since stopped. However my husband has informed me that the nationwide account is still 'active' and charges are still being added, I presumed that this would be shut down as soon as I went bankrupt. Have I done something wrong? I'm really worried that I'm still in debt. Thank you in advance

fermi

Not uncommon for the bank to ignore the bankruptcy and keep adding interest/charges.

These still fall into and are covered by the bankruptcy, as they are as a result of a liability you entered into before it.

If this shows on your credit file as such, then you can do the

---> Credit Reference File Clean Up Post Bankruptcy

which should force them to acknowledge that it is covered by the bankruptcy, and sort out the credit file entry in one go.

Melwils80

Thank you very much for the rapid response.