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Best bank account

zenshi
zenshi Posts: 1,142 Forumite
Part of the Furniture 500 Posts
edited 16 October 2015 at 12:44PM in Debt-free wannabe
I should finally be out of my overdraft at the end of this mont :T:T:T
First time in many years!

Looking to change and hopefully get one of these that pay £x for swapping.

Ideally, one I can pay deposits in at the post office. I have debts with Halifax, Barclays, tesco(rbos) , mbna and Santander.

My account at the mo is with Santander and I have separate current account with TSB

Also, if I have money actually 'spare' in my account, can Santander offset it against my debt or do they need permission first?

Any suggestions?
LBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid

£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,764

Comments

  • rockm87
    rockm87 Posts: 847 Forumite
    Wedding Day Wonder
    Try the bank account boards, for great tips!
    Total Debt in Feb 2015 - £6,052 | DEBT FREE 26/05/2017
    Swagbucks £200 Valued Opinions £100
    Dave Ramsey Baby Step 2 | Mr Money Mustache Addict
  • First Direct would be my choice. Brilliant bank and i think they pay £125 for new customers.
    £1000 Emergency fund No90 £1000/1000
    LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
    !
  • zenshi
    zenshi Posts: 1,142 Forumite
    Part of the Furniture 500 Posts
    I did look at Firstdirect but being self employed, I cannot at present guarantee the £1000 monthly deposit
    LBM.....sometime in 2013 £27,056. 10 creditors
    June 20.....£7,587.....3 creditors left 72% paid

    £26,200 on interest only part of mortgage (July 16)...will chip away £17,103
    £49,200 repayment mortgage ( July 16) £37,764
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