over 40 pension advice

corper

I'm 45 self employed with no pension, what options do I have?

Linton

1) Reduce your expenditure to a minimum and put everything you can into investments for your retirement

2) Live the last 20-30 years of your life on a minimal pension and benefits.

3) Keep working until you drop.

Or some combination of the 3.

xylophone

Re new state pension

https://www.gov.uk/new-state-pension/overview

Consider starting a pension and contributing as much as you can.

https://www.gov.uk/tax-on-your-private-pension/pension-tax-relief

http://www.cavendishonline.co.uk/pensions/stakeholder-and-personal-pensions/

might be worth a look.

Triumph13

Linton wrote: »

1) Reduce your expenditure to a minimum and put everything you can into investments for your retirement

2) Live the last 20-30 years of your life on a minimal pension and benefits.

3) Keep working until you drop.

Or some combination of the 3.

4) Marry money.