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Waiting to exchange and complete, quick question

Loft_Boy
Posts: 46 Forumite
Hi
We are meant to be completing next Friday and are at the point of exchange.
During the process I used my credit card a few times which put me over what was declared on the original form, I have subsequently paid it down to a smaller amount than what was declared but just wanted to know if this would be a problem
Mortgage is with Nationwide so if any Brokers know if they do any final checks that would be great, as I said it is now lower so don't think it should be a problem
Thanks!!
We are meant to be completing next Friday and are at the point of exchange.
During the process I used my credit card a few times which put me over what was declared on the original form, I have subsequently paid it down to a smaller amount than what was declared but just wanted to know if this would be a problem
Mortgage is with Nationwide so if any Brokers know if they do any final checks that would be great, as I said it is now lower so don't think it should be a problem
Thanks!!
0
Comments
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Lenders do perform checks prior to releasing funds. Why wouldn't they? Fortunately common sense is applied so providing the activity doesn't appear abnormal shouldn't be an issue.0
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You have nothing to worry about on this and can look forward to a new loft.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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