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Waiting to exchange and complete, quick question

Hi


We are meant to be completing next Friday and are at the point of exchange.


During the process I used my credit card a few times which put me over what was declared on the original form, I have subsequently paid it down to a smaller amount than what was declared but just wanted to know if this would be a problem


Mortgage is with Nationwide so if any Brokers know if they do any final checks that would be great, as I said it is now lower so don't think it should be a problem


Thanks!!

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lenders do perform checks prior to releasing funds. Why wouldn't they? Fortunately common sense is applied so providing the activity doesn't appear abnormal shouldn't be an issue.
  • amnblog
    amnblog Posts: 12,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have nothing to worry about on this and can look forward to a new loft.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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