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What should my next move be?
Legacy_user
Posts: 0 Newbie
Hi all,
Just need a little bit of advice regarding a DCA re assigning to another DCA when the original DCA can't prove I owe anything? they have no credit agreement and have been quite aggressive to date.
Do I start at stage one again with a prove it letter and ignore everything the previous DCA sent me?
All the best
AGDCFF
Just need a little bit of advice regarding a DCA re assigning to another DCA when the original DCA can't prove I owe anything? they have no credit agreement and have been quite aggressive to date.
Do I start at stage one again with a prove it letter and ignore everything the previous DCA sent me?
All the best
AGDCFF
0
Comments
-
Hi all,
Just need a little bit of advice regarding a DCA re assigning to another DCA when the original DCA can't prove I owe anything? they have no credit agreement and have been quite aggressive to date.
Do I start at stage one again with a prove it letter and ignore everything the previous DCA sent me?
All the best
AGDCFF
Hi,
Have they confirmed in writing that they have no credit agreement ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
sourcrates wrote: »Hi,
Have they confirmed in writing that they have no credit agreement ?
Sadly not, they have sent historical terms and conditions but that's it.
AGDCFFThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Send a provit letter then, will keep them busy for a while.
See what they come up with.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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