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Mortgages when starting new job

Hi,,

Can anyone give advice or experience on the success of getting a mortgage approved when just beginning new employment (i.e. without waiting 6 months etc) I am on a permanent contract with no probation etc..

Only problem is my partner is in the same boat..he is just starting new employment also.

Many Thanks

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Are you both still in the same type of employment field? For some lenders this will be important.

    However, other lenders will be fine with you both, assuming you meet all other criteria
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • I'm not really as my position is a graduate trainee management scheme..so it's my first real 'professional' employment.

    My Husband is sticking to the same type of employment just with a different organisation
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    BAsed on that, you should be fine.

    You husband is in the same line of work, and you may be looked upon more favourably by some lenders as you may be classed as having higher earnings potential/quicker career prgression (rightly or wrongly)
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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