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How long from credit search to offer?
Jess716
Posts: 92 Forumite
We had our valuation done a fortnight ago for a mortgage with nationwide, we have just had an alert confirming our credit files have been searched again by nationwide....
How long from the search on full application until people recieved an answer or offer for mortgage?
How long from the search on full application until people recieved an answer or offer for mortgage?
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Comments
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When the case has been fully underwritten and plausibility check completed.
Unfortunately with Nationwide neither the valuation nor the credit check give you any indication as to how far they have got with the aboveI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Would the fact that it's being credit checked again not mean it's being looked at?0
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Probably, but doesn't tell you what is yet to be agreed.
Nationwides system is a complete mess right now, no point trying to second guess what's going on, just smile and supply what you're asked for and waitI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
just smile and supply what you're asked for and wait
Sound advice for all borrowers.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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