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Countrywide mortgage advisor
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compare what your getting with the best buy tables on MSE or London and Country
But the fact they lied about L+C charging fees, I would leave them on that principle alone.
If you want a free one look around. But avoid EA services at all costs."It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
he was saying under the new law, they have to make 3 appointments with the clients and do extensive financial checks.
more lies. not doing well is he.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
3 appointments?
I can only think of 1 client I have met 3 times and her circumstances were quite complex.
Why would they want to make 3 appointments? Are they that bored they need you to come in? What would you talk about on the third?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
3 appointments?
I can only think of 1 client I have met 3 times and her circumstances were quite complex.
Why would they want to make 3 appointments? Are they that bored they need you to come in? What would you talk about on the third?
Probably flogging their insurance products, removal and cleaning services
I never met my broker, all done in 1 phone call over the phone. Any issues text or call available after 5pm too."It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
When I met a Countrywide mortgage chap he told me it was a legal requirement to meet myself and my wife in person for the money laundering checks. I'm guessing that was nonsense.0
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It is nonsense but it is easier if you meet. Otherwise more checks need to be done.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Being a first time buyer and not so sure what to expect i met 3 brokers before choosing. 2 independent and the countrywide one.
CW spent most of the time trying to sell me their other products, were potentially expensive and wanted to drill down ( i now know ) far too far into irrelevant Amex statements and my spending. I suspect because the lenders they were going to offer were picky but offered higher commission.
Nice bloke but no chance. The independent i chose has been great and i'm glad i went on gut feeling. A broker not having a shiny office etc has no bearing on their ability in my ( limited ) experience.0 -
When I met a Countrywide mortgage chap he told me it was a legal requirement to meet myself and my wife in person for the money laundering checks. I'm guessing that was nonsense.
It is complete nonsense.
The only thing a face to face meeting does is meet one of the money laundering ID requirements if its a home visit. Or verifies the photo on your passport or driving licence matches (which is risk mitigation if you use either of those for ID purposes). However, there are plenty of other ways to get ID verified.
These are all techniques from the bad old days.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
I already cancelled CW. I am now going for London & country0
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