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Small steps with a small budget!

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  • Just a few money saving thigs I've done lately:
    • Used Clubcard points to pay for a hotel to visit son at Uni £95
    • Use TCB for Car Ins & travel Ins-£60
    • Use cash instead of card for weekly budget
    • Renew Autoaid breakdown cover-£40 for a year
    • Night away instead of holiday using the Village Hotel Thursday deal; spa; B&B; massage; evening mean & bubbly £99
    • Made a special card for parents using old craft bits-free
    It's been quite a spendy few months but I'm hoping October will be a quiet month. I want to start Christmas shopping but no idea what to get. I'm also still struggling with having all the money in one place (123 acct). I prefer having things in pots so have to keep looking at the spreadsheet to work out how we're doing each week.
  • I've just had a good read of your diary...you're doing great! I love my club card points...I use them for theme park trips!
    Original mortgage £154,850 (2013)
    Mortgage now £148,370.15:beer:

    Original savings £0 (2013)
    Savings now £3000 in ISA and premium bonds
    £60 in mini savings pot, £600 in Xmas vouchers
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