Ppi help

tucktuck2

hi all,i recently applied to reclaim ppi and receiced a letter on the 12/8/15 saying it had been upheld and an offer was enclosed which I duly signed and returned.
as a previous bankrupt this is where it gets a bit sketchy however in the letter in the points to note section a paragraph states "if you are or have been subject to an IVA, Bankruptcy, Sequestration or trust deed any payment we make will be made to the relevant account. Any disbursements due to you under the terms of the arrangement will then be managed by the groups insolvency team.
this to me says they will check it all out and pay me any monies due etc etc.
having not heard anything by 29/9/15 way beyond the 28 days response time I decided to ring them back.
they told me as I was previously bankrupt that my acceptance form was invalid and they would need to send to whoever dealt with my insolvency at the time(funnily enough insolvency service)they also told me that they would do this and have all the details they need.
I asked when I should contact them as I had little faith in them contacting me and I was then told to allow 15 days for them to forward/return acceptance forms to insolvency people and another 28 days so please call back at the end of November.
imagine my shock when I receive today 03/10/15 a pack identical to the one I received on the 12/8/15 and dated 12/8/15 with the offer again.
do I sign and return again?? help advice please

standalone

Hi,
Why bother giving yourself all the stress of this.
If you are or have been bankrupt then any money reclaimed through ppi has to go to the office of the OR or trustee dealing with or who dealt with your bankruptcy.
This is my understanding of reclaiming ppi after a bankruptcy order is in place, ie you do not get to keep the reclaimed ppi, end of story.

fermi

If the PPI paid pre-dates the bankruptcy, then yes it does go to the OR or trustee.

Very little point even trying to mess around with it.

TheGardener

Leave it alone. If you claimed yourself direct to the bank - you wont get a penny, the IS get 100%.
If you claimed though a claims recovery company then 100% of the claim will be paid to the IS and you will be sent the bill for the claims company's cut/percentage of the pay out.
Not worth stressing about , ignore the letter and leave them to it.