Head out from the sand and terrified

Rosylee

There is a great Facebook group called feed yourself for £1 per day. That's per person of course. It should help given you ideas

lewpster

Just wanted to add I have been in a DMP for a year next month and not looked back. In that time I've seperated from my husband, moved out and rented a house, run a half marathon, got my confidence back and it was the best thing I could have done.

I too had never missed a payment and it felt awful to get 'threatening' letters but in 11 months I've never had an issue. Everyone even Barclaycard have been lovely. I've been paying 0% on my debts, they've gone down nearly £2,000 and i still have a long long way to go - talking over £20,000 but it's all going in the right direction and my debt free future gets closer every day x

mustang121

I agree with the others, there is still potential for savings.




Satellite TV = Is the biggest pile of poo ever. Buy a Freeview or Freesat Box. Most of the people I know that owe SKY mostly watch Freeview / Sat channels anyway. I recommend HUMAX for Freesat boxes.


Home / Car Insurance renewals - Never accept the renewal price. If you phone up and ask for a discount for being loyal customer they normally knock some off, otherwise shop around. Use market compare website, but never use their results. Instead phone the company directly that had the cheapest quote.


Groceries - I agree with the others. I am sure this could be reduced.


Entertainment - Again I agree with the others that this could be reduced.

Poppy9

If you go down the insolvency route check it won't impact on your future employment as some public servants have to declare it.