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Creditor applied for Bankruptcy Petition (Urgent Advice Needed Please)
RedCola
Posts: 113 Forumite
I am in a lot of debt, with various companies and one of them is a District Council from an old address. They took me to court a while ago, and I was ordered to pay a certain amount (£150) per month. (Not CCJ)
I managed to keep this arrangement for a couple of months, though I was paying off other companies at the same time. I couldn't keep up with the demands from them all, and I stopped paying the District Council because of this. I did manage to pay off around £4000, in between all creditors, paying some off in full - over the months. I (and my husband) still owe around £1500 between us to various companies.
Anyway, last month I had a letter through saying that the District Council had a Bankruptcy Petition against me, and that I would have someone visit to serve my papers to me in person.
I had those papers served, and it says on there that it is an Order to attend court for questioning.
What is this? I realise that I need to follow the orders on the letter; *Attend the court (date is tomorrow)
*Produce all documents (financial etc)
*Answer on oath, questions from the court & creditor
What questions will they ask me? What will happen? Will they send a bailiff? Make me Bankrupt?
Sorry for all the questions, I'm just in full panic mode, and have no idea what to say or do tomorrow. I'm full of nerves and I want to be as informed as possible. I've spent a long time searching the internet, and didnt really come up with anything too helpful
I managed to keep this arrangement for a couple of months, though I was paying off other companies at the same time. I couldn't keep up with the demands from them all, and I stopped paying the District Council because of this. I did manage to pay off around £4000, in between all creditors, paying some off in full - over the months. I (and my husband) still owe around £1500 between us to various companies.
Anyway, last month I had a letter through saying that the District Council had a Bankruptcy Petition against me, and that I would have someone visit to serve my papers to me in person.
I had those papers served, and it says on there that it is an Order to attend court for questioning.
What is this? I realise that I need to follow the orders on the letter; *Attend the court (date is tomorrow)
*Produce all documents (financial etc)
*Answer on oath, questions from the court & creditor
What questions will they ask me? What will happen? Will they send a bailiff? Make me Bankrupt?
Sorry for all the questions, I'm just in full panic mode, and have no idea what to say or do tomorrow. I'm full of nerves and I want to be as informed as possible. I've spent a long time searching the internet, and didnt really come up with anything too helpful
0
Comments
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Please, any advice would so great, and very much appreciated0
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https://www.legalbeagles.info/forums probably better for urgent legal issues.Still rolling rolling rolling......
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