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Text message from Cabot
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Gaia2014
Posts: 259 Forumite
Just got a text message from Cabot asking me to contact them to discuss my debt with Barclaycard. I am currenlty repaying the company as part of my self-administered DMP.
My first thought is not to reply because I prefer to do everything in writing. Why can't these people just leave me alone!
I'm paying them a respectable monthly payment. I owe around £600 .
Just needed to vent :mad:
Any idea how to handle this? Ignore, acknowledge or wait and see? :mad:
My first thought is not to reply because I prefer to do everything in writing. Why can't these people just leave me alone!
I'm paying them a respectable monthly payment. I owe around £600 .
Just needed to vent :mad:
Any idea how to handle this? Ignore, acknowledge or wait and see? :mad:
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Comments
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Probebly an automated text, gets sent automatically if you are behind with your payments.
This will not take into account any arrangement you already have with them, I would ignore completely !!!!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
What sourcrates said. Just keep chugging along, making your repyments completely ignoring them.£1000 Emergency fund No90 £1000/1000
LBM 28/1/15 total debt - [STRIKE]£23,410[/STRIKE] 24/3/16 total debt - £7,298
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sourcrates wrote: »Probebly an automated text, gets sent automatically if you are behind with your payments.
This will not take into account any arrangement you already have with them, I would ignore completely !!!!
Thanks. I pay via direct debit every month. No changes. Same amount since April when I start my own DMP. Text has come 'out of the blue'. But, probably an automated text as you say. Causes needless stress non the less.0 -
andyfromotley wrote: »What sourcrates said. Just keep chugging along, making your repyments completely ignoring them.
Yup, will do.0 -
block the number on your mobile0
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Hi they often send these texts out towards the end of the month hoping you will end up paying more and they will beat target for the month and earn bonus! So dont worry about contacting them unless you need too and then only do so in writing. Good luck! x
Paid off all Catalogues 10.10.20140
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