WASPI - Women Against State Pension Inequality

slightlymiffed

p00hsticks wrote: »

I do understand, and I'm not entirely unsympathetic (for the record, I'm a woman born in 1960, so although I don't fall victim to the accelerated increase in State Pension Age (SPA)experienced by women slightly older than me, I am still facing an SPA that is six years higher that what I was expecting for the first part of my working life.

But the rise in State Pension Age and the introduction of the new State Pension are two completely separate aspects of Pension reform - it was the latter that you were clearly referring to in your original post #51 to which I responded, as women in their fifties aren't gonig to be disadvantaged by it's introduction and in fact are likely to get more money as a result.

Your figures may be right, but please don't assume that just because your SPA is after April 2106 that you will receive the standard nSP rate of around £150 a week - as per my previous post, it could be higher or lower, depending on your current pension record (NI years, SERPS, S2P and contracted in or out), as transitional rules will apply for a number of years.

If you (or Mary) haven't already got an up to date pension statement then you should look to get one now to get a clearer idea of what you will actually be getting.
https://www.gov.uk/state-pension-statement

I do take your point about the two changes being different aspects of the pension system p00sticks and I'm not assuming I'll get the full S2P; I've been very pro-active requesting pension information from DWP since around 2004 and I know I will get it, having never been contracted out, having in excess of 35 years contributions and an (accurate as it can be from the DWP) 2014 pension forecast. Mary, being married to a financial director (retired) is, as you might expect, fully up to speed with her entitlement too.

It really is all about the speed of the 2011 change to SPA for some of us. With less than 8 years notice (in my case) and at the age of 58, can you really 'plan' to fund another 18 months on top of of an already 'postponed' pension. Really?

p00hsticks

missbiggles1 wrote: »

I think it unavoidable that a change will bring both winners and losers. In your scenario, I'm Jane and my best friend is you, so I'm used to being envied.:o

Although there have been a number of 'Jane's' (and John's) appearing over on the Pensions board, complaining that it's not fair that they are 'only' getting £115.95 a week, when they think that everyone retiring after April 2016 will get so much more than them.....

p00hsticks

slightlymiffed wrote: »

If I actually live to 2040 (remember I'd be almost 86), I will be thrilled with my smaller net loss! However, as my mother died at 52 and my father at 70, longevity doesn't really run in my family.

Joking aside, it's ok to say there are winners and losers but you're a winner, Jane and I'm a loser. Should our state pension really be run like a lottery?

Unfortunately, when it comes to pensions, those who die early will always be 'losers' and those with greater longevity 'winners'. I hope you live much longer than your parents and get to be a 'winner'.

monkeyspanner

I'm note sure if anyone has posted this. Please sign the online petition at:
https://petition.parliament.uk/petitions/110776

ManofLeisure_2

monkeyspanner wrote: »

I'm note sure if anyone has posted this. Please sign the online petition at:
https://petition.parliament.uk/petitions/110776

I'm afraid the boat has already sailed. The government are adamant that there will be no change in decisions taken.With the introduction of the New State Pension in 2016, I fear that will be the case.

BucksLady

ManofLeisure wrote: »

I'm afraid the boat has already sailed. The government are adamant that there will be no change in decisions taken.With the introduction of the New State Pension in 2016, I fear that will be the case.

Show a little more optimism lol

missbiggles1

monkeyspanner wrote: »

I'm note sure if anyone has posted this. Please sign the online petition at:
https://petition.parliament.uk/petitions/110776

That's how this thead started, it's actually what the discussion's about!

catkins

I fully accept that the pension age had to be raised and had no problem with the first change. However I do feel it should have been brought in more gradually. I was born in 1954 so will not receive a pension until I am 65 and 10 months. My hairdresser was born in 1952 and is receiving her pension already.


As I am unable to work due to illhealth but not entitled to any sort of benefits as apparently I am not "ill enough" it would be good to get my pension a bit earlier.


The thing that annoys me the most though is the bus pass. I don't drive and I can't walk very far any more. Bus fares where I live are quite expensive so I rarely go anywhere except at weekends when my OH is around as he drives

missbiggles1

catkins wrote: »

I fully accept that the pension age had to be raised and had no problem with the first change. However I do feel it should have been brought in more gradually. I was born in 1954 so will not receive a pension until I am 65 and 10 months. My hairdresser was born in 1952 and is receiving her pension already.


As I am unable to work due to illhealth but not entitled to any sort of benefits as apparently I am not "ill enough" it would be good to get my pension a bit earlier.


The thing that annoys me the most though is the bus pass. I don't drive and I can't walk very far any more. Bus fares where I live are quite expensive so I rarely go anywhere except at weekends when my OH is around as he drives

Have you thought of getting a mobility scooter, you can pick them up second hand quite cheaply.:)

ManofLeisure_2

BucksLady wrote: »

Show a little more optimism lol

I am an optimist, but in this case a realist