need to trim , cut slash

anna_1977

I agree with asparagus1968's comment. I have Child Maintenance and it is 100% not included in income for tax credit purposes.

dizzybuff

Child maintainance is taken into consideration for student loans , not Tax credits. Sorry tried to complain about that one as its not my money but they see it as an income, so it takes me over the threshold.

anna_1977

what a pain!
Looking at your income it's under £21k (including the child maintenance). How come you're paying back your student loan at £72 per month?

missbiggles1

Which student loan scheme do you come under - ie when did you study?

dizzybuff

My CTC take me above. I cant include my Child care vouchers so that bumps my pay up 243 a month . Then my ctc and wtc i get take me over , by about 25 quid.

Im on the morgage style I graducated in 1997. two loans .

I actually hate erudio student loans with a passion.

anna_1977

that's bonkers, £72 is a huge amount to be coming out for you!

I'm with Sky and have been for years an years. I phoned a few months ago to cancel everything and got the BB free, £10 per mth for the phone line and 50% off the TV - tell them you're leaving due to cost and generally they are pretty good!

Good luck x

dizzybuff

Extremly bonkers, single parent , They include my childrens maintainance and the child care allowance as "incomes". Im hoping in 2016 I will be able to defer because of the reduction in ctc. mY PAY goes up so im not sure if I will be able to .