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Buying out a joint deed holder on a freehold property with a mortgage???

Hi All,

I was wondering whether you can advice me on how I can best proceed with a situation and whether it's something you can help me with legally.

Situation- Myself and my sister are both on the title deeds for a freehold property that my parents gifted to us in 2013. Since we have no mortgage I would like to know whether I can obtain a mortgage to buy her share, Therefore being the only person with an interest in the property,

Value- £210'000-£220'000
Mortgage required- £120'0000
My monetary interest in property- £100'000

How best do we proceed in this situation? Your advice would be much appreciated
Thanks :T

Comments

  • As long as you can meet the normal requirements of getting a mortgage this isn't going to be an issue.
    I am a Financial Adviser specialising in Mortgages, Protection, Health and Medical Insurance. I also write wills. All information posted on this site is for discussion only, and should not be taken as advice.
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