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After IPA ends

Can anyone offer any advise please.


Wondering what happens when an IPA ends, is it all over and then start with a clean slate as in pre bankruptcy days?
.
Do any restrictions still apply?
Can creditors still come after you for any debts owed?
What happens to any assets such as a windfall or an inheritance received after the IPA?

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Do any restrictions still apply? No

    Can creditors still come after you for any debts owed? No

    What happens to any assets such as a windfall or an inheritance received after the IPA? They are yours. In fact they will be before the IPA ends, as long as you are discharged. IPAs are for income, and what you mentioned would be assets. An IPA could only claim any income you derive from them, but not the capital.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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