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Old user revisiting

Hi everyone, I've not visited this for a little while which is bad on my part. It was a chance visit many years ago that actually gave me that light bulb moment we all bang on about so much where we all sit down and think "christ, what am I doing with my finances???", and where I actually made a conscious effort to sit down and sort my life out.

I just wanted to come back and see that the amazing community of people that were around me then are still around now, and to hold my hands up and say how rubbish I feel for not offering the same level of support that got to the new comers that have joined in the meantime.
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