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Have I ran out of options?
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I can think of a lender who this could potentially work with using a 5% deposit and help to buy but don't think they do forces help to buy so you'd need to raise that deposit money yourself.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Based on what you've said I do believe there would be lenders available to you which would accept the Forces Help to Buy scheme, you would probably have to settle the default though.I am a Mortgage BrokerYou should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
If you want limited options, try now.
If you want more of a pool of lenders to choose from, plan to apply after the default has fallen off your credit file. You can still start serious mortgage planning in a couple of months' time with a broker.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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