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Mortgage Right

Hello guys ,

What are the mortgage legal rights for foreign national ? can they buy house in UK if they have got valid status or visa.

Cheers

Comments

  • noh
    noh Posts: 5,827 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    There are no restrictions on UK property ownership for foreign nationals unlike many other countries.
  • Jonbvn
    Jonbvn Posts: 5,562 Forumite
    Part of the Furniture 1,000 Posts
    There is no problem with ownership. However, you asked about mortgages.

    If you need a mortgage to buy a property, then lenders are quite particular. If you are a EU national they will usually lend up to 75-85% LTV.

    If you are a non-EU national then it can be difficult to get a mortgage, unless you have at least permanent leave to remain.
    In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:
  • maninthestreet
    maninthestreet Posts: 16,127 Forumite
    Part of the Furniture
    There is no absolute right to a mortgage, or any other form of credit, secured or unsecured.
    "You were only supposed to blow the bl**dy doors off!!"
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