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Does checking your credit file online with Experian, affect your credit rating??

PrincessJR
PrincessJR Posts: 320 Forumite
in Debt-free wannabe
Hi All,

I have registered online with Experian, and can view my credit file at any time. However, I have heard that if you look at it too many times it can actually affect your score??

Is this true? We are in the process of buying a house, and as I have a poor credit history (and a DMP) I am waiting for a few updates on there and so am checking it quite regularly.

Any advice appreciated

Thanks

Comments

  • rayday2
    rayday2 Posts: 3,960 Forumite
    I doubt it the trend these days is to sign up to Experian and check your account monthly! You are not doing seaches you are just looking totally different.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    no it doesn't... its only credit searches that affect your rating
  • never_too_late_2
    never_too_late_2 Posts: 101 Forumite
    agree with the advice above - credit searches will "make a mark" on your credit report but you checking it for yourself doesn't although it may show on there.

    so don't worry - check away ;-)
    Melt 7 lbs in May challenge - aim to lose 7 lbs :o

    Starting weight: 150lbs (10st 10lbs / 68kgs):eek:
    Current weight: 147.7 lbs (10st 7.7/67 kgs)
    Ideal weight: 125lbs ish (8st 13lbs / 57kgs) :j - would love to be 8 stone something!!!
    Realistic aim: 132 lbs (9st 6lbs / 60kgs) :mad:
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