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whats best to do?
tooties
Posts: 801 Forumite
hi all hoping for some help here
i have a loan from the royal bank of scotland for just over £6k got 36 months to run on it charging me 10.9%apr. With no clauses to may overpayment or extra payments unless i save up money and pay it all off in a lump sum!
is there any way i can cut the amount of interest on this loan or possibly do a super balance transfer to a 0% card so i can make overpayments?
any ideas folks or am i stuck with it
regards
tooties
i have a loan from the royal bank of scotland for just over £6k got 36 months to run on it charging me 10.9%apr. With no clauses to may overpayment or extra payments unless i save up money and pay it all off in a lump sum!
is there any way i can cut the amount of interest on this loan or possibly do a super balance transfer to a 0% card so i can make overpayments?
any ideas folks or am i stuck with it
regards
tooties
:j
0
Comments
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Hello
Have you looked into other (cheaper) loans? your current provider may charge you one months interest to swap over but might be worth it in the long run, considering it's 10% at the moment, some are as low as 6%.
CAProud to have dealt with with my debts
Debt free from 18th March 2013, long may it continue!0
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