CCA request what does it need to say?

fingersxrossed1

it was taken out before 2007 if that helps

sourcrates

fingersxrossed1 wrote: »

it was taken out before 2007 if that helps

Ok, that does help, as Fermi says, it appears they have sent you a copy of the current terms and conditions, and the current copy agreement, they should of send copies of the originals as well.

You could make the argument that they have not satisfied your sec 78 request because of this, sometimes a creditor will admit defeat if you make them aware of that fact, sometimes they won't.

Legalbeagles is the place to ask for better advice on this, it can be hit and miss how a creditor reacts.

Marktheshark

I would reply thanking them for the constituted waffle they sent, however as the request was for the initial agreement which is prior to 2007 the actual signed CRA please if you dont mind, the clock is ticking as well.