New question regarding both going BR please.

notsurewherenext

Hi everyone as you know I'm currently in the process of saving up the fees for the courts but after a discussion with the wife she's considering BR too as her debts have also escalated to uncontrollable levels so we are both robbing Peter to pay Paul do to speak.

What's the process for this please as a married couple? And she's worried about direct debits etc and how they meant to come out if she has gone bankrupt with no account etc.

Thanks you

National_Debtline

Hi there


There's no such thing as a joint application, so it would be another set of forms and fees for your wife - the process would be essentially the same as for you.


As for banking arrangements, the safest bet - as you may have been advised already - would be that she opens a basic account with either Barclays or Co-Operative prior to BR. Essential household DDs could be transferred over to such an account.


Dennis
@natdebtline

owlet

Why don't you pop up both SOAs & we can take a look at them together. That might be easier.